Price list

Companies often consider when getting a new car if it is more favourable to buy or to lease a new one.

The final decision of the company is influenced by many factors, such as current financial situation of the company, favourable price in place and time, costs of service, wearing of the car, plans of the company. Operational leasing and financial leasing are two types of accounting methods of leasing. Both types of leasing are used for various purposes and lead to various bookkeeping. What are specific differences between possibilities of leasing? Leasing is a contract in which the lessor (owner of the car) transfers to the lessee (the company) the right to use the car for payment for a specific period of time.

Financial leasing

Financial leasing is often used for buying the car for the most of its supposed service life, i.e. at the end of the time the lessee (the company) gets the possibility to buy the car within the offer from the lessor for the residual price.

Operational leasing

A contract of operational leasing offers financing for a shorter period than is supposed service life of the car and the lessee (company) can return the car to the lessor at the end of the lease term without any further obligations

Financial vs. Operational leasing (differences): financial leasing is the ownership of the property transferred to the lessee (company) at the end of the lease term. Within the operative leasing however the lessor remains to be the owner even after expiry of the contract.

Residual price: in case of the contract of financial leasing has the lessee (company) possibility, so called residual options, to buy the car for a certain price. In case of operative leasing the company loses this possibility.

Operating costs and administration: with operational leasing all operating costs (regular service, change of tyres, insurance) are included in leasing contract. In the specific term of lease is agreed maximum mileage projected in the monthly payment.

With financial leasing these costs are not included, they are paid by the company, i.e. this type of lease may be not favourable for the company due to the costs connected with administration and service of the car. The price of the lease is specified by the lessor according to the monthly payment and can include unlimited mileage. However regarding various discounts the range of payment is confidential and conditions can vary even within one big company.

What is better, financial or operational leasing?

Answer to this question is not clear, because it often depends on concrete situation. The contract of operational leasing reduces for the company ( lessee) requirements and costs connected with administration of the car and enables to return the car after expiry of the contract according to which is the company obliged to pay monthly a specific payment for the lease of the car. Operational leasing is so due to low costs connected with administration suitable for companies which administer more cars. More administrative requirements and also risk that older car is not sold for agreed residual price in connection with transfer of property rights are connected with financial leasing.

Operational leasing from OneTwoGo is highly personalised service, which we can adjust to needs of your company, your business. Lease of cars (Audi, BMW, Ford, Skoda, Fiat, Opel...) for your company for reasonable price.

Your advantages:

Wide range of brands and models of cars available immediately You are sitting and driving, enjoying the car without worries. Low prices. Variability of mileage

You get a trustful partner in OneTwoGo

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